{"sample":true,"receivership_count":649,"active_receiverships":51,"enforcement_years":{"from":2014,"to":2026},"recent_liquidations":[{"state":"CA","company_name":"Crusader Insurance Company","naic_code":null,"status":"liquidation","coverage_type":null,"case_number":null,"guaranty_associations":null,"domicile":null,"rehabilitation_date":"2023-06-07","liquidation_date":"2026-06-10","policy_cancellation_date":null,"claims_deadline":null,"discharge_date":null,"detail_url":"https://www.caclo.org/perl/insolvent.pl"},{"state":"NY","company_name":"Crystal Run Health Insurance Company, Inc.","naic_code":null,"status":"liquidation","coverage_type":"Domestic liquidation","case_number":null,"guaranty_associations":null,"domicile":"NY","rehabilitation_date":null,"liquidation_date":"2025","policy_cancellation_date":null,"claims_deadline":null,"discharge_date":null,"detail_url":"https://www.nylb.org/Estates.aspx"},{"state":"NY","company_name":"Crystal Run Health Plan, LLC","naic_code":null,"status":"liquidation","coverage_type":"Domestic liquidation","case_number":null,"guaranty_associations":null,"domicile":"NY","rehabilitation_date":null,"liquidation_date":"2025","policy_cancellation_date":null,"claims_deadline":null,"discharge_date":null,"detail_url":"https://www.nylb.org/Estates.aspx"},{"state":"NY","company_name":"Arrowood Indemnity Company","naic_code":null,"status":"liquidation","coverage_type":"Ancillary receivership","case_number":null,"guaranty_associations":null,"domicile":null,"rehabilitation_date":null,"liquidation_date":"2024","policy_cancellation_date":null,"claims_deadline":null,"discharge_date":null,"detail_url":"https://www.nylb.org/Estates.aspx"},{"state":"FL","company_name":"UNITED PROPERTY & CASUALTY INSURANCE COMPANY","naic_code":null,"status":"liquidation","coverage_type":"Property and Casualty","case_number":"2023 CA 000320","guaranty_associations":["Florida Insurance Guaranty Association (FIGA)","Connecticut","Georgia","Hawaii","Louisiana","Massachusetts","New Jersey","New York","North Carolina","Rhode Island","South Carolina","Texas"],"domicile":"Florida","rehabilitation_date":null,"liquidation_date":"2023-02-27","policy_cancellation_date":"2023-03-29","claims_deadline":"2024-02-27","discharge_date":null,"detail_url":"https://www.myfloridacfo.com/division/receiver/companies/detail/563"}],"recent_fines":[{"state":"NY","company_name":"Delta Dental Insurance Company and Delta Dental of New York, Inc.","naic_code":null,"action_type":"fine","line_of_insurance":null,"fine_amount":2250000,"reason":"initiated an investigation into a Cybersecurity Event experienced by DDC and the Companies in May 2023 and reported by the Companies to the Department on December 15, 2023","license_type":null,"case_number":null,"period":"2026"},{"state":"TX","company_name":"Imperial Insurance Companies, Inc.","naic_code":null,"action_type":"fine","line_of_insurance":null,"fine_amount":500000,"reason":null,"license_type":null,"case_number":"2026-9941","period":"2026"},{"state":"TX","company_name":"United Healthcare Insurance Company","naic_code":null,"action_type":"fine","line_of_insurance":null,"fine_amount":400000,"reason":"This is a consent order with UnitedHealthcare Insurance Company (UHC). UHC recovered overpayments outside the allowable timeframe and failed to meet statutory and rule- based timelines on independent dispute resolution requests. UHC has agr","license_type":null,"case_number":"2026-9872","period":"2026"},{"state":"TX","company_name":"Mid-Century Insurance Company of Texas","naic_code":null,"action_type":"fine","line_of_insurance":null,"fine_amount":325000,"reason":null,"license_type":null,"case_number":"2026-9749","period":"2026"},{"state":"TX","company_name":"American Financial Security Life Insurance Company","naic_code":null,"action_type":"fine","line_of_insurance":null,"fine_amount":250000,"reason":null,"license_type":null,"case_number":"2026-9772","period":"2026"}],"report_date":"2026-12-31","data_as_of":"2026-12-31","source":"FL DFS Division of Rehabilitation & Liquidation; FL OIR Insurer Compliance Report","coverage_note":"Receiverships are public-record insurer estates from state receivers: the FL DFS Division of Rehabilitation & Liquidation, the California Conservation & Liquidation Office, and the New York Liquidation Bureau. Enforcement actions are the fines and license suspensions/revocations/denials issued by state regulators -- FL OIR, Texas TDI, New York DFS, California CDI, and Washington OIC (annual, calendar-year). Companies are matched by normalized name (these sources do not publish an NAIC number), so a name that does not appear here has no receivership or enforcement action on record in the covered states -- not a judgment about the carrier. Florida's OIR report also publishes an Examinations and Investigations roster (FL only), surfaced as action_type=examination (financial + market-conduct) and action_type=investigation -- regulatory oversight activity carrying no penalty (fine_amount is null); filter action_type=fine for monetary penalties. See /v1/coverage for the loaded states and their per-state year ranges.","note":"Free sample. Full per-carrier dossiers via GET /v1/solvency?insurer=<name>; the action ledger via GET /v1/enforcement."}